Our Team

During 2007-2016 Sanjay was the Chief Risk Officer of Discretionary Capital Group and Managing Director in Fixed Income and Currencies Risk Management at RBC Capital Markets in New York. His career in the financial services industry spans over two decades during which he held investment banking and risk management positions at Goldman Sachs, Merrill Lynch, Citigroup, Moody's, and Natives.

Sanjay is the author of "Risk Transparency" (Risk Books, 2013), which provides a framework for enhancing risk transparency through quantitative parameters, subjective analyses, and contextual commentary. He has also published several papers and is a co-author of "The Fundamental Review of Trading Book (or FRTB) - Impact and Implementation" (Risk Books, July 2018). Additionally, Sanjay also wrote a field guide to complex and contemporary privacy laws in the book titled "Data Privacy and GDPR Handbook" (Wiley, 2019).

Sanjay is the Director of the RBC/Haas Fellowship Program at the University of California at Berkeley and is an Adjunct Professor at EDHEC, in Nice, France. Sanjay has served as an advisor and a member of the Board of Directors of UPS Capital (a Division of UPS) and is a frequent speaker at industry conferences and universities. He serves on the Global Board of Directors for Professional Risk Managers' International Association (PRMIA).

Sanjay holds a Ph.D. in Finance and International Business from New York University, an MBA from the Wharton School of Business, and has undergraduate degrees in physics and marine engineering. Sanjay acquired his appreciation for risk firsthand as a merchant marine officer at sea where he served for seven years and received the Chief Engineer's Certificate of competency for ocean-going merchant ships. Sanjay lives in Rye, NY, with his wife and two teenage sons.